Beneficiary list and details:

The beneficiary list can be accessed from the payment section by selecting the 'Beneficiary list' button. From the beneficiary list, you can consult the total number of beneficiaries, create a new beneficiary, or check the details of a selected beneficiary.

Sort and filter

The list can be viewed by Name, Date, and Currency and filtered by currency, name, or account number.

Beneficiary details

The beneficiary contains the following information:

Full name or Company Name
Type: Individual or Company
Currency
Account identifier: different based on the currency and bank country
Bank Country
Address
City
Postal code
Country of residence

New payment

You can also start a new payment by selecting the 'New payment' button, and the payment form will open pre-populated with the selected beneficiary.

Create a new beneficiary:

General flow

A new beneficiary can be created through a two-step form:

Step 1: basic information about the beneficiary

Beneficiary type: Individual or Company
Company name (if the beneficiary type is Company)
First name and Last name (if the beneficiary type is Individual)
Currency
Country of residence
Address
Postal code
City

All the fields are required to enter the next step; once filled in, select the 'Continue' button.

Step 2: bank account information

Bank country: different fields will be populated based on the selected country
Bank account identifier
Bank institution

When typing in the IBAN, Toqio's system calls an external API: IBAN.COM to validate and auto-populate the rest of the information if the IBAN is correct.

Bank Country	Bank currency
UK	GBP	- Account number - Sort code
Non-UK countries	GBP	- IBAN - BIC/SWIFT - Bank/Institution
N/A	EUR	- IBAN - BIC/SWIFT - Bank/Institution
US	N/A	- Account number - Routing number
Canada	N/A	If Railsr: - Account number - Routing number - BIC/SWIFT If Currencycloud: - Bank code - Branch Code - BIC/SWIFT - Account number
Australia	N/A	If Railsr: - Account number - Bsb code If currencycloud: - Bsb code - BIC/SWIFT - Account number
China	N/A	- cnaps number - BIC/SWIFT - Account number
India	N/A	- Indian Financial System Code - Account number
Mexico	N/A	- CLABE - BIC/SWIFT

Once the required information is filled in, select the 'Save' button, and you will receive an OTP to the phone number registered. The beneficiary will be saved if OTP is entered correctly.

Accepted beneficiary currencies per Baas

Railsr
- Australian dollar (AUD) - Canadian dollar (CAD) - Euro (EUR) - Japanese yen (JPY) - New Zealand dollar (NZD) - Norwegian krone (NOK) - Pound sterling (GBP) - Swedish krona (SEK) - Swiss franc (CHF) - United States dollar (USD)

EML
- Euro (EUR)

Modulr
- Euro (EUR) - Pound sterling (GBP)

Currencycloud
- Dirham (AED - Dollar (AUD) - Lev (BGN) - Dinar (BHD) - Dollar (CAD) - Franc (CHF) - Yuan (CNH) - Koruna (CZK) - Krone (DKK) - Euro (EUR) - Pound (GBP) - Dollar (HKD) - Kuna (HRK) - Forint (HUF) - Rupiah (IDR) - Shekel (ILS) - Rupee (INR) - Yen (JPY)	- Dinar (KWD) - Peso (MXN) - Ringgit (MYR) - Krone (NOK) - Dollar (NZD) - Zloty (PLN) - Riyal (QAR) - Leu (RON) - Arabia Riyal (SAR) - Krona (SEK) - Dollar (SGD) - Baht (THB) - Lira (TRY) - Shilling (UGX) - Dollar (USD) - Rand (ZAR) - Shilling (KES)

Edit a beneficiary

To edit a beneficiary:

Select the 'Edit' button at the top of the beneficiary details
Enter the 'Edit beneficiary form' and modify the desired data
Select 'Save' and enter the OTP sent to the phone number registered
The system will update the modified data accordingly

Delete a beneficiary

To delete a beneficiary:

Select the 'Delete' button at the top of the beneficiary details
Confirm in the modal
The beneficiary will be deleted from the beneficiary list